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Income share agreements

We invest in you

We make career-changing education affordable for everyone

What is our ISA?

Pay £0 until you're earning over £27k

We cover your tuition cost until you've landed a high-paying job. ISA payments don't start until you're earning a minimum of £27k

Re-payments scale with you

When you land a job, you re-pay a percentage of your income. Re-payments stop if you earn less than £27k

No debt, no interest

An ISA is not a loan, it's an investment in you. It doesn't count as debt and doesn't effect your credit rating

Stop paying once you reach the cap

You'll never pay back more 2x the standard tuition fee.

Re-thinking education finance

Fair learner finance regulated by the FCA

ISAs are recognised as a legitmiate learner finacne vehicle by the FCA. The ISA agreement you take is directly approved by the FCA too. 

The Numbers

£27,000

The ISA only kicks in once you earn more than £27,000

15%

You’ll re-pay 15% of your monthly income

36 months

You will make 36 monthly instalments

2x

You’ll never re-pay more than 2 times the standard tuition fee, no matter how much you earn

£10,000

You can pay £10,000 up-front instead of opting for the ISA

6 years

Your ISA agreement will expire in 6 years, even if you’ve paid nothing

THE ACADEMY OF CYBER SECURITY
Income Share Agreements

No debt, no interest, and don’t pay anything back until you’re in a high paying job.

FCA regulated and recognised globally as a solution to student debt.

Definition: An income share agreement (or ISA) is a financial structure in which an organisation provides something of value (eg, education) to a recipient who, in exchange, agrees to pay back a percentage of their income for a fixed number of years.

Learners who choose the ISA finance option will pay no up-front fees and only begin to re-pay once they earn over £27,000.

Learners will re-pay 15% of their monthly income for a period of 36 months. 

If the learners income drops below £27,000, then re-payments temporarily stop. 

Learners will never pay more than 2 x the standard tuition fee.

The ISA lasts for a maximum of 6 years. If the learner does not make 36 monthly instalments within this time frame, they are released from their ISA agreement. 

  • No debt & no interest
  • No Up-front costs
  • We invest in you
  • We don’t get paid until you land a high-paying job
  • Re-payments scale with you
  • You don’t pay anything when you’re earning under £27,000
  • You’ll never pay more than 2 x the tuition fee
  • After 6 years, the ISA agreement ends

ISA’s are our investment in you and we invest in applicants who show the potential to lead a successful cyber security career. 

Key things we look for;

  • Motivation and desire to change your career
  • An interest in IT or Cyber Security
  • Good written and verbal communication skills
  • The discipline to learn remotely and manage your own time responsibly